Get Financing Terms

Your merchant financing terms can be used to manage validations for the simulation inputs

Get merchant account financing terms

POST https://api.finove.com.br/api/v1/merchant/available-terms

Returns the payment options for your merchant account

Headers

Name	Type	Description
Authorization	string	Access token received from Authentication API. Needs to be on format "Bearer <YOUR_ACCESS_TOKEN>"

200 Success

{
    "installmentsMin": 1,
    "installmentsMax": 15,
    "monthsUntilFirstPaymentMin": 1,
    "monthsUntilFirstPaymentMax": 4,
    "merchantSubsidyRateMax": 0,
    "merchantInterestDiscount": null,
    "merchantInterestMin": null,
    "merchantInterestMax": null,
    "merchantPaymentAmountMax": null,
    "merchantPaymentAmountPerMonthMax": null,
    "merchantPaymentsCountPerMonthMax": null,
    "financingSourceId": "default"
}

Response

Attribute	Type	Description
financingSourceId	string	Source of financing. Currently it will always be 'default'
installmentsMin	number	minimum installments allowed for a payment in the platform
installmentsMax	number	maximum installments allowed for a payment in the platform
merchantSubsidyRateMax	number	Maximum monthly interest subsidy merchants can offer to their customers if enabled for merchant account. (in decimal - ex. 0.02 = 2%)
merchantInterestDiscount	number	Amount of interest discount for customers if enabled for merchant account. (in decimal - ex. 0.02 = 2%)
merchantInterestMin	number	Minimum interest rate merchant's customers will pay (in decimal - ex. 0.02 = 2%)
merchantInterestMax	number	Maximum interest rate merchant's customers will pay (in decimal - ex. 0.02 = 2%)
monthsUntilFirstPaymentMin	number	Minimum number of months allowed for the due date of the first installment.
monthsUntilFirstPaymentMax	number	Maximum number of months allowed for the due date of the first installment.
merchantPaymentAmountPerMonthMax	number	Maximum amount allowed in total financings per month.(in cents - R$ 1.000,99 is represented as 100099)
merchantPaymentsCountPerMonthMax	number	Maximum number of financings allowed per month
merchantPaymentAmountMax	number	Maximum amount allowed for a financing. (in cents - R$ 1.000,99 is represented as 100099)